Often members of the armed forces can be penalised when it comes to borrowing for armed forces mortgages, through no fault of their own, because they may move regularly or be stationed abroad for periods of time, which may then affect their credit rating. Mortgage lenders may therefore be less likely to accept an application when compared to other mainstream occupations.
Luckily, there are lenders out there who understand, and adopt a more common sense approach, allowing for more flexible and unique underwriting criteria. These lenders are happy with differing income types, or the fact you may be stationed abroad for example.
We can help with armed forces mortgages with the forces help to buy scheme.